All personal development is dependent upon your growth as a person. Focus your attention on becoming a much better version of who you are. No matter how much you feel your future is not bright, there is a light of success at the end of the tunnel of despair. No matter how successful you feel, there is always room to stretch out a bit more.
Moving into a new year is exciting and anticipatory of what can happen. Make 2015 the year you maximize your personal growth, income and satisfaction with life.